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Universal Life
Maybe you’re shopping for your first house together. Or you’re planning to have children — but not for a few years. Perhaps your next promotion will put you on the leadership team. Change is a constant in life — and often brings new needs and priorities.
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Rodriguez Insurance Agency offers universal life coverage that’s designed to adapt with features like:
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Flexible premiums and frequency of payments
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Adjustable benefits and coverage levels
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Potential cash value accumulation over time
You want flexibility
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Challenge:
You want financial flexibility — and the ability to diversify the assets in your financial portfolio.
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Coverage:
Universal Life lets you set the frequency and amount of your premiums — and even adjust your policy’s face value, subject to underwriting guidelines. You may have access to a cash value that earns interest, and growth is generally income tax-deferred.
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Here are some features of EssentialLife Universal Life:
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Coverage issued between the ages of 15 days and 80 years
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Coverage starting at $50,0005
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The flexibility to adjust the frequency and amount of your premiums as your needs change
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Life insurance proceeds that are generally income tax-free