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Universal Life

Maybe you’re shopping for your first house together. Or you’re planning to have children — but not for a few years. Perhaps your next promotion will put you on the leadership team. Change is a constant in life — and often brings new needs and priorities.

Rodriguez Insurance Agency offers universal life coverage that’s designed to adapt with features like:

  • Flexible premiums and frequency of payments

  • Adjustable benefits and coverage levels

  • Potential cash value accumulation over time

You want flexibility

Challenge:

You want financial flexibility — and the ability to diversify the assets in your financial portfolio.

Coverage:

Universal Life lets you set the frequency and amount of your premiums — and even adjust your policy’s face value, subject to underwriting guidelines. You may have access to a cash value that earns interest, and growth is generally income tax-deferred.

Here are some features of EssentialLife Universal Life:

  • Coverage issued between the ages of 15 days and 80 years

  • Coverage starting at $50,0005

  • The flexibility to adjust the frequency and amount of your premiums as your needs change

  • Life insurance proceeds that are generally income tax-free