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Whole Life

What do you want from your life insurance? You might be looking for predictability — a policy you keep permanently, premiums that never change and a guaranteed death benefit. Maybe you like the idea of a policy that builds cash value you can access to help you with financial obligations. Perhaps you want to help protect your family’s financial future with higher coverage levels.

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Whole life is permanent insurance that might be a good option. As long as you continue paying your premium, it may be a way to help prepare for the future and provide for heirs.

Talk to your agent about ways whole life insurance from Rodriguez Insurance Agency may help you reach your goals.

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You value predictability

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Challenge:

You want an opportunity to build cash value that may help you with things such as making a down payment on a house, paying for a wedding or supplementing your retirement income.

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Coverage:

Simple Whole Life may appeal to those seeking more certainty than other types of life insurance — its cash value, premium requirements and death benefit won’t vary based on prevailing interest rates or market performance.

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Here are some features of Essential Life Simple Whole Life:

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  • Coverage issued between the ages of 15 days and 80 years — with proceeds paid to age 121.

  • Policies with coverage that starts at $15,000.

  • A guaranteed death benefit that is generally income tax-free.

  • Coverage is guaranteed for your lifetime — or the life of the policy — with a level premium, provided premiums are paid per terms of the contract.

  • Automated underwriting — a medical exam may not be required.  Issuance of a policy may depend on answers to questions set forth in the application.

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