Workers compensation provides benefits to employees who get injured or sick from a work-related cause. It also includes disability benefits, missed wage replacement and death benefits.
Without coverage, your employees can sue you for a work-related injury or illness to help pay for their medical costs or lost wages.
If your employee suffers a work-related injury or illness, workers’ compensation benefits can help cover their:
Ongoing care costs
Most states require businesses with employees to carry workers’ compensation insurance. It’s your responsibility to buy coverage through a licensed insurance company.