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Workers Compensation

Workers compensation provides benefits to employees who get injured or sick from a work-related cause. It also includes disability benefits, missed wage replacement and death benefits.

Without coverage, your employees can sue you for a work-related injury or illness to help pay for their medical costs or lost wages. 

If your employee suffers a work-related injury or illness, workers’ compensation benefits can help cover their:

  • Medical expenses

  • Lost wages

  • Ongoing care costs

  • Funeral expenses

Most states require businesses with employees to carry workers’ compensation insurance. It’s your responsibility to buy coverage through a licensed insurance company.