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Workers Compensation
Workers compensation provides benefits to employees who get injured or sick from a work-related cause. It also includes disability benefits, missed wage replacement and death benefits.
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Without coverage, your employees can sue you for a work-related injury or illness to help pay for their medical costs or lost wages.
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If your employee suffers a work-related injury or illness, workers’ compensation benefits can help cover their:
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Medical expenses
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Lost wages
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Ongoing care costs
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Funeral expenses
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Most states require businesses with employees to carry workers’ compensation insurance. It’s your responsibility to buy coverage through a licensed insurance company.
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