Some states require golf insurance. So, be sure to check your state's law to help determine if golf cart insurance is required where you live. Even if you're not legally required to buy golf cart insurance, it may make sense for you to do so. Golf carts can get stolen or damaged, and they can also cause serious damage or injuries in an accident.
What does it cover?
Property damage liability
If you are responsible for an accident where your golf cart damaged another person’s property, this coverage can help you pay for the repair of the damage.
Bodily injury liability
If you cause an accident and you hurt another person, this coverage helps you to pay the other person’s medical bills and the other related expenses.
If you have an accident, this coverage helps you to pay for the repair of your golf car.
If your golf car is stolen or damaged by fire or hail, this coverage helps you to repair the damage.
Whether you plan to spend a day on the golf course or just head out for a leisurely cruise, golf cart insurance can help protect you and your ride.