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Boat and watercraft

There's nothing like being on the water, especially when it’s in a boat or watercraft. In the event of covered loss or damages to your boat or watercraft this coverage helps to cover your costs for repair.  Whether it’s afloat, in transit or in storage, your watercraft or boat is protected against most accidental damage or loss. And that usually includes coverage for your manufacturer-installed equipment and your outboard motor, too. 

Covered losses for physical damage include:

  • Collision with another boat or object

  • Fire

  • Explosion

  • Overturn

  • Sinking

  • Theft

  • Windstorm

  • Vandalism

Liability coverage protects you and your financial future. As a boat owner, you can be held legally responsible for injuries or property damage resulting from accidents involving water skiers, swimmers, collision with other boats, collision with docks and more.


Protection is included under boat or watercraft coverage at no additional cost:

  • Claim and defense expenses

  • Emergency first aid

  • Medical expenses

Now that you know the ways we’ll protect your boat from the unexpected.

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