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Renters
If you're renting an apartment or home, you'll need an insurance policy to cover your belongings. A renter’s insurance policy protects against losses to your personal property, including clothes, jewelry, luggage, computers, furniture, and electronics.
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What does it cover?
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Damage caused by aircraft
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Damage caused by vehicles
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Explosion
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Falling objects
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Fire or lightning
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Riot or civil commotion
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Smoke
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Theft
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Vandalism or malicious mischief
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Volcanic eruption
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Weight of ice, snow, or sleet
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Windstorm or hail
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Damage from water or steam
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What does renters insurance cover?
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Personal property
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The cost to repair or replace your belongings, such as clothing, furniture and electronics.
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Liability
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Repairs if accidentally damage someone else’s property. Medical bills if you are found responsible for their injuries.
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Additional living costs
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Additional living costs you incur, like hotel bills.
Before renters insurance helps pay for a covered loss, you'll likely need to pay a deductible. If the worst happens, you’ll likely be glad you paid for the coverage. Renters insurance is the best defense against things in life you have no control over.
