Car insurance is mandatory by law. Driving around without a valid car is illegal. The benefits of car insurance are plentiful, especially if you are involved in an accident. Without insurance, you pay for damages out of pocket.
If you've ever been involved in a car accident, you know how tedious and time consuming it is. With the right coverage, you're spared from negotiating with other drivers or property owners involved in the accident. You're also spared from managing the costs of replacing or repairing your vehicle.
Benefits of car insurance:
Bodily injury liability
Property damage liability
Medical payments or personal injury protection