Anyone purchasing a vacation or second home or condo needs to consider the risks and insurance costs that come with it. If you use your second property during one season of the year your property is likely a seasonal residence.  If you use it periodically but year round it may be termed a secondary residence.  The type of property determines your insurance requirements.

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A seasonal or secondary residence is generally added as an additional location to your homeowner’s policy.

 

What does it cover?

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• Protects your property related buildings and personal property

• Offers comprehensive personal liability protection and medical payments in case of injury to others