If you’re in the business of transporting temperature-sensitive perishable cargo, reefer breakdown coverage should be an indispensable part of your insurance policy. This is the smart choice that could save you thousands or millions of dollars to your company.

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Reefer breakdown coverage refers to a type of truck insurance coverage that protects reefer truck operators from financial loss in case the refrigerated cargo suffers from loss or damage because of a  mechanical breakdown. This coverage reduces the impact of loss in case the truck experiences mechanical trouble.

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Reefer breakdown coverage includes:

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• Protection against temperature fluctuations

• Spoilage

• Lost stocks

• Similar damage due to the reefer´s mechanical failure

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You should also bear in mind that your commercial trucking insurance needs will change as your business grows. It’s not just a one-time deal. With years of experience in the industry, we are confident that we can help you find full protection through every stage of its growth.