Auto liability insurance is a type of insurance that's required by law in most states. If you are responsible for a car accident, auto liability helps you to pay for the other person's expenses. Auto liability insurance helps cover another person's medical expenses and property damage.
There are two types of auto liability insurance:
If you're at fault for an accident that injures another person, bodily injury liability coverage helps pay for their medical bills, lost income, and emergency aid. For instance, this coverage can help you avoid paying out of your own pocket for the injured person’s X-rays and treatment.
If you cause an accident that damages someone else's property (their car, for example), property damage liability coverage helps pay for repairs.This coverage can help prevent you from paying out of pocket to repair the other driver’s vehicle.
Securing protection for the future is one of the many ways we're here to help you prepare your finances. A car accident can be expensive, so make sure you have enough coverage to help protect yourself.